Act As User

HealthCap is rated A, Exceptional by Demotech, Inc.  Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a Financial Stability Rating of A possess Exceptional financial stability related to maintaining positive surplus as regards policyholders. Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, at least ninety-seven percent of the insurers receiving a Financial Stability Rating of A are expected to have positive surplus as regards policyholders as of eighteen months from the initial date of rating assignment.

Because of HealthCap’s financial stability and Demotech rating, we are an approved provider of liability insurance under HUD section 232, and for many commercial mortgage providers and umbrella insurance carriers across the country.  With more than 1,300 member facilities, all of these financing providers have determined that HealthCap is a sound provider of liability coverage. 

At year end 2010, HealthCap was pleased to announce that it has been profitable every year since inception in 2002.  Now with more than $250 million in assets and over $55 million in policyholder surplus, our financial strength and operational excellence has made HealthCap the top choice of senior care providers and independent insurance agents throughout the country.

HealthCap is the endorsed provider of liability insurance to the American Health Care Association and National Center for Assisted Living, the largest association representing more than 10,000 non-profit and for-profit assisted living, nursing facility, developmentally-disabled, and subacute care providers that care for more than 1.5 million elderly and disabled individuals nationally.